Cancellation & Refund Policy
Last Updated: 02nd Feb, 2026
At Hubcredo, we are committed to delivering high-quality training, consulting, and digital services. Please read this policy carefully before purchasing any program or service.
By enrolling in any Hubcredo program or purchasing any service, you agree to the terms below.
1. Scope of Policy
This policy applies to:
Online training programs
Workshops and coaching sessions
Consulting or advisory services
Digital products and resources
Any service purchased through hubcredo.com
2. Cancellation Policy
A. Training Programs & Workshops
You may request cancellation before the program starts.
Once access to course material, recordings, or live sessions has been provided, cancellation may not be possible.
B. Consulting & Done-For-You Services
Projects may be cancelled before work begins.
If work has already started, charges for completed work will apply.
C. Subscription or Recurring Payments (if applicable)
You may cancel future renewals anytime.
Cancellation stops future billing but does not automatically refund past payments.
3. Refund Policy
Because our services involve digital access, intellectual property, and time-based delivery, refunds are handled as follows:
Eligible Refund Cases
Refunds may be approved if:
Duplicate payment is made by mistake.
Payment was charged but service was not delivered.
A technical issue from our side prevented access.
Non-Refundable Situations
Refunds will NOT be provided when:
You change your mind after purchase.
You fail to attend live sessions.
You do not use or complete the program.
Work has already been delivered or executed.
Downloadable or digital content has been accessed.
4. Partial Refunds (If Applicable)
In certain cases, partial refunds may be issued:
If cancellation occurs after project start but before completion.
Based on the percentage of work already delivered.
Final decisions remain at Hubcredo’s discretion.
5. Refund Processing Timeline
Approved refunds are processed to the original payment method.
Refund processing typically takes 5–10 business days depending on your bank or payment provider.
Refunds are issued via Stripe or the original payment gateway.
6. Disputes & Chargebacks
If you believe a charge is incorrect:
Please contact us first so we can resolve it quickly.
Raising payment disputes or chargebacks without contacting us may delay resolution.
Payment providers may temporarily hold disputed amounts while the review process is ongoing.
7. How to Request Cancellation or Refund
To request cancellation or a refund, email:
Email: support@hubcredo.com
Subject: Refund / Cancellation Request
Please include:
Full name
Email used during purchase
Order or payment details
Reason for request
8. Consumer Rights
This policy is designed to be fair and transparent in accordance with standard consumer protection practices.
9. Policy Updates
Hubcredo reserves the right to modify this policy at any time. Updated versions will be published on this page.
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Cancellation & Refund Policy
Last Updated: [Insert Date]
At Hubcredo, we are committed to delivering high-quality training, consulting, and digital services. Please read this policy carefully before purchasing any program or service.
By enrolling in any Hubcredo program or purchasing any service, you agree to the terms below.
Scope of Policy
This policy applies to:
Online training programs
Workshops and coaching sessions
Consulting or advisory services
Digital products and resources
Any service purchased through hubcredo.com
Cancellation Policy
A. Training Programs and Workshops
You may request cancellation before the program starts.
Once access to course material, recordings, or live sessions has been provided, cancellation may not be possible.
B. Consulting and Done-For-You Services
Projects may be cancelled before work begins.
If work has already started, charges for completed work will apply.
C. Subscription or Recurring Payments (if applicable)
You may cancel future renewals anytime.
Cancellation stops future billing but does not automatically refund past payments.
Refund Policy
Because our services involve digital access, intellectual property, and time-based delivery, refunds are handled as follows:
Eligible Refund Cases
Refunds may be approved if:
Duplicate payment is made by mistake
Payment was charged but service was not delivered
A technical issue from our side prevented access
Non-Refundable Situations
Refunds will not be provided when:
You change your mind after purchase
You fail to attend live sessions
You do not use or complete the program
Work has already been delivered or executed
Downloadable or digital content has been accessed
Partial Refunds (If Applicable)
In certain cases, partial refunds may be issued:
If cancellation occurs after project start but before completion
Based on the percentage of work already delivered
Final decisions remain at Hubcredo’s discretion.
Refund Processing Timeline
Approved refunds are processed to the original payment method.
Refund processing typically takes 5–10 business days depending on your bank or payment provider.
Refunds are issued via the original payment gateway.
Disputes and Chargebacks
If you believe a charge is incorrect:
Please contact us first so we can resolve it quickly.
Raising payment disputes or chargebacks without contacting us may delay resolution.
Payment providers may temporarily hold disputed amounts while the review process is ongoing.
How to Request Cancellation or Refund
To request cancellation or a refund, email:
Email: support@hubcredo.com
Subject: Refund / Cancellation Request
Please include:
Full name
Email used during purchase
Order or payment details
Reason for request
Consumer Rights
This policy is designed to be fair and transparent in accordance with standard consumer protection practices.
Policy Updates
Hubcredo reserves the right to modify this policy at any time. Updated versions will be published on this page.